In Jun 11, I had recalculated my total debt which is totally from the mortgage loan of my flat to be $22K. The calculation is based on using the outstanding housing loan amount minus away my total family CPF OA amount.
Today I have recalculated my total debt again, and the total debt has reduced by $3k to $19k. In my post on "What I hope to achieve in 20 years?", I mentioned that I wanted to reduce my total debt to $0 within the next five years, Based on my conservative estimation, I think it is achievable by the end of next years.
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