My Passive Income (Month of Jan 12)

Recently I had posted in this blog that I will only track my cash passive income portion and leave out my CPF portion. So I have to adjust my total passive income target to $3000 based on my last expenses update in order to gain my financial freedom.

Total Passive Income(Cash): $1702
Target: $3000
Achievement: 56.8%
For passive income 1, there is an increase of $30.
For passive income 2, there is an increase of $30
For passive income 3 and 4, there are no changes.

Happy Dragon Lunar New Year to Everyone!!!

Wishing all my blog readers a happy Lunar New Year. And enjoying yourself with your family members and friends in this holiday.

Breaking through my looking glass

For those who have been following my blog will know that I had undergone Lasik treatment during Dec 11. Recently my vision has almost recovered and I am glad that I have obtained my vision freedom again after twenty plus years.

The total cost of my Lasik treatment is adding up to almost $4000 (including post-consultation sessions and eye drops). Though it may be expensive, but to me it is definitely worth it. It is because I no longer need to find my spectacle every morning when I wake up. No more constraint by spectacle viewing area. No more cleaning of fingerprints and dust on my spectacle. And also no more uncomfortable contact lenses that stick on my corneas.

Well this “glassless feeling” is great and I believe it is one of my best lifelong investments that I have ever made in my life.

My Family Expenses (Jan 2012)

Today I shall post an update on my monthly expenses. I have decided to take out my housing loan portion as my total family CPF (OA) is going to catch up with it. For my utility (power/water/gas) bill, it has gone up by $50. I also increase my other unknown expenses from $100 to $250.

So in conclusion, my total expense now is $3000.

My New Year's Resolutions For 2012

Happy New Year to all my readers. I hope that all of you had enjoyed this holiday session with your family and friends.

Today is a time to forget all my last year achievements and to start afresh with new goals for this New Year. For this year, I only have two goals. Firstly I hope to achieve a passive income of $2200 by Dec 12. And secondly I hope to reduce my net debt for housing loan from $14000 to $0. I also will be actively looking for other source of passive income so as to achieve financial freedom.

Last but not least, thank for those who have been following my blogs. And also always stay motivated in achieving your financial goals.