Saturday, October 9, 2010

How much debt I have?

Today, I try to calculate how much debt I have. Currently the only debt that I have is from the mortgage loan of my flat. So I went to the HDB website to check my outstanding housing loan amount of my flat and then to CPF website to check on my total family CPF OA amount. Using the housing loan amount minus away my total family CPF OA amount, I get a value of about $40k. This means that my total debt is $40k.
Well after doing some calculation, I have estimated that I still need about 3 or more years for my family CPF OA amount to exceed my mortgage loan amount.

17 comments:

Musicwhiz said...

Erm,

You're referring to net debt right? Not the gross amount of your housing loan? Sorry slightly confused by your posting.

Cheers,
Musicwhiz

Freedom Achiever said...

Hi Musicwhiz,
Ya, I am using hdb website to find out outstanding loan I have now. Of course this outstanding loan will be reduced each month after each payment.
Regards,
Freedom achiever

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